You may not know it, but the choices that you make when you buy car insurance govern many of your legal rights and your access to compensation for injuries or damages after a car accident. As a 20-year Personal Injury lawyer, I’ve seen clients make many mistakes in their car insurance choices. So, here is…

Recently, Tim Rayne gave a talk for the Southern Chester County Chamber of Commerce titled A Lawyer’s Guide to Purchasing Car Insurance.  Check out this video: Tim Rayne is a Car Accident and Personal Injury Lawyer with the Pennsylvania law firm MacElree Harvey.  For over 20 years, Tim has been helping injured accident victims receive fair…

On November 26, 2016, the Pennsylvania Superior Court decided an important case, Del Peilago v. Orwig, finding that two Spanish speaking car accident victims may have been tricked into signing a Release giving up their injury claims for minimal compensation because of the unfair tactics of a predatory car insurance adjuster. What Happened in the Car…

What is Health Insurance Subrogation? If you are injured in an accident in Pennsylvania and health insurance paid for some of your medical bills, then you might have an obligation to re-pay your health insurance company out of any lawsuit settlement or verdict.  It’s called Subrogation – the right of any insurance company to force…

What are your legal rights if you are injured in a car accident in Pennsylvania caused by a family member?  It’s a question you might not even ask, thinking that you would have no claims because the accident was caused by a relative.   It’s so awkward to even think about making a claim against…

Pennsylvania is a No-Fault state for payment of medical bills after a car accident.  What that means is that, regardless of who was at fault for causing the car accident, everyone’s medical bills will get paid by their own insurance company. When you buy car insurance in Pennsylvania, you choose how much Medical Coverage you…

When you purchase car insurance in Pennsylvania you have to choose Full Tort or Limited Tort. Full Tort costs more, but your full legal rights are protected if you are injured in a car accident caused by someone else. You can recover Economic Damages for Medical Bills, Lost Wages and Out-of-Pocket Expenses and Non-Economic Damages…

For years, I’ve been preaching about the critical importance of purchasing Uninsured and Underinsured Motorist Coverage on your Pennsylvania Car Insurance to protect yourself and your family if you’ve been injured in a Pennsylvania Car Accident.  If you are one of my regular readers, you know why and can skip to the second section of…

When you are injured in a car accident in Pennsylvania it might surprise you to learn that your own car insurance company will pay your medical bills up to the amount of your medical coverage which has to be at least $5,000.  Pennsylvania car accident medical claims are handled on a “no fault” basis.  That…

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